Employee benefit services

At Everaerts Actuaries, we turn employee benefits into powerful advantages. 
A pension plan can combine retirement income, death or disability cover and 
health-care perks, giving real added value beyond base salary.

We guide companies and their teams every step of the way, ensuring benefit plans are 
well-designed, clearly understood and genuinely rewarding for everyone involved.

Pension Funds

Full Range Risk Management

Looking for a partner for your ORA or ALM study? Everaerts Actuaries delivers independent expertise and a comprehensive service offering to support occupational pension funds. We provide clarity, professional guidance and a full-spectrum approach to all aspects of pension fund management.

Actuarial & Plan Design

We perform detailed actuarial analyses and tailor pension-plan design for long-term financial health.

Risk & ORA / ALM

Quantitative own-risk assessments and ALM modelling to align assets and liabilities and manage risks proactively.

Fund Administration & Reinsurance

Quantitative own-risk assessments and ALM modelling to align assets and liabilities and manage risks proactively.

Audit & Governance

Quantitative own-risk assessments and ALM modelling to align assets and liabilities and manage risks proactively.

M&A & Pension Structuring

Expert advice for pension-fund mergers, restructurings or corporate transactions. ensuring smooth integration and regulatory compliance

Member Services & Planning

Clear communication, individual pension planning and beneficiary support for transparency and member confidence.

We are a member of the Global Association for Pension Services (GAPS), an international network of independent pension and employee benefits consultants.

Employers

Long track record in reinsurance consulting

We offer the following services for employers:

  • Expert advice on existing pension plans
  • Development of new pension plans – plan design
    • Objectives of the company
    • Budget of the company
    • Legal and fiscal context
    • Employee communication
  • Valuation of pension liabilities
    • Due Diligence for M&A
    • Accounting standards e.g. IAS 19 for companies reporting under IFRS – standards
  • Individual pension planning
Public sector

ALM software helps to understand the link between assets and liabilities

For the public sector we offer the following services:

  • Expert advice on existing pension plans
    • Funding of the statutory state pension
    • Optimalisation of a supplementary pension
  • Development of new pension plans – plan design
    • Construction of financing plan
    • Market consultation
    • Comparative study
    • Legal and fiscal context
    • Employee communication
  • Valuation of pension liabilities
    • Calculation and reporting
    • Actuarial controlling

What can we do for you?

Gain the clarity and actuarial insight you need to navigate risk, capital and regulatory requirements.